Terms of Service
Last updated: March 4, 2026
1. Acceptance of Terms
By accessing or using the bubl Insurance website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.
2. Services Description
bubl Insurance provides an online platform for obtaining insurance quotes and managing home, auto, and umbrella insurance policies. Quotes provided through our website are estimates and may vary based on underwriting review. Final coverage terms are governed by your insurance policy documents.
3. User Responsibilities
You agree to provide accurate and complete information when requesting quotes or applying for coverage. Providing false or misleading information may result in denial of coverage, policy cancellation, or claim denial. You are responsible for maintaining the confidentiality of your account credentials.
4. Insurance Coverage
Insurance coverage is subject to the terms, conditions, and exclusions outlined in your specific policy documents. Quotes and estimates provided on this website do not constitute a contract of insurance. Coverage is not effective until a policy has been issued and the required premium has been paid.
5. Intellectual Property
All content on this website — including text, graphics, logos, and software — is the property of bubl Insurance and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.
6. Limitation of Liability
bubl Insurance is not liable for any indirect, incidental, or consequential damages arising from your use of our website or services. Our total liability shall not exceed the amount of premiums paid by you in the twelve months preceding any claim.
7. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of any third-party sites. Accessing linked sites is at your own risk.
8. Modifications
We reserve the right to modify these terms at any time. Material changes will be posted on this page with an updated effective date. Continued use of our services after changes are posted constitutes acceptance of the revised terms.
9. Governing Law
These terms are governed by the laws of the State of New York, without regard to conflict of law principles. Any disputes shall be resolved in the courts located in New York County, New York.
10. Contact
For questions about these terms, contact us at help@getbubl.net or call 347-988-4832.